Insurance Renewal for Motorhome

[kmc58]

I am shopping for a new insurance for our 2019 Thor Aria Motorhome. We purchased our Motorhome new in 2020 and the dealer helped us insure it through National General. After paying over $5,000.00 (for each year) on insurance we ended up filing a claim this past July and it was pretty much denied. I've talked with NGIC about renewal and now they mention a "storage" endorsement which would benefit us since we usually only use our motorhome about 20 to 25 days a year tops! Can anyone give me some recommendations for insurance coverage? Thank you!

 

[B & J T]

We insure our coach through State Farm and our current rates are about half what your rate is. I know the coverages are unlikely the same but it's something to compare.

 

[Fish]

I've got State Farm and it's $1500 per year on a value of $125,000.

I'm in IL, what state you're in makes a difference.

 

[kmc58]

Georgia
Thank you
I've not checked with State Farm

 

[Joao]

We insure our coach through State Farm and our current rates are about half what your rate is. I know the coverages are unlikely the same but it's something to compare.

We have been with them for 25 years and right now are short $5k on a claim we filed. FYI if this helps.

 

[widdershins]

Been happy so far with Progressive...

 

[Fueco]

I added our trailer to our Allstate car insurance policy. I assume trailers are a lot cheaper, but I’m only paying $1300/year.

 

[Bigblockyeti]

I have Auto Owners and will add a TT for $128/yr bundled for a $16.5K value. I assume it would likely be a linear extrapolation for greater value. Like so many things, location will play heavily into what you pay.

 

[Dona40]

Insurance is like playing a slot machine. You never really win.