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RV insurance and glass coverage.

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marc2912

RVF Supporter
Joined
Aug 12, 2021
Messages
275
Location
New York
RV Year
2015
RV Make
Newmar
RV Model
Dutch Star 4312
RV Length
43'
Chassis
Freightliner
Engine
Cummins 450HP
TOW/TOAD
2022 Jeep Unlimited Sport S w/ Air Force One and Blue Ox
So I have a 2015 Newmar DSDP and I'm insured through Nationwide. I reached out to my agent last week and asked a bunch of questions on my coverage including:
What does glass coverage include (which pieces) what deductible etc?

and my agent's reply was:
Consulted with underwriting on this and it is all the glass on the RV

I wanted to see if anyone had any experience with this. I was under the impression that only cabin glass was covered. I have a bunch of windows ( the small one in front of the driver window and the passenger one in the cab area and then the kitchen one) that have busted seals. Would that be covered? I would assume windshield and maybe front windows but expected event that to be pushing it.
 
Are you having problems with the glass or the seal?
Most do not cover ware items like seals, but do cover durable items like glass. Need to be specific.
 
Are you having problems with the glass or the seal?
Most do not cover ware items like seals, but do cover durable items like glass. Need to be specific.
Well I’m guessing the seals went which allowed moisture in between the two glass panes making them no longer transparent and obviously an issue for the ones in the cab area
 
Giving this a little nod before I let it die in oblivion.
 

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