RV Insurance

[Holland]

Trying to figure out what the annual costs of what a 35 ft class a RV costs to own?What is the average cost for RV Insurance? What are the annual maintenance exenses? How much do you spend just to own it? Not talking about taking it on a trip. Just the additional costs to owning it.

 

[sheridany]

It pays to shop around on insurance but it’s not cheap. I would say it will be around 1k to 1.5k annually for a 35 ft depending on your history, additional vehicles being covered. You can go to progressive.com and input your data to see what they quote.

As far as annual maintenance expense, that really depends on if you are doing it yourself or having a shop do it and it also depends on gas vs Diesel engines as there is typically a cost difference.

The annual service for my Freightliner coach at a Freightliner shop was anywhere from 800 to 2000 depending on what was needed in that year. California has high labor costs so depending on where you live, it might be a lot cheaper. Then you you add in batteries, tires and any house items needing repairs in a given 5 year period, it starts to add up.

it’s a great lifestyle but not necessarily cheap unless you do all your own work, which would be the most economical way to go.

 

[Holland]

Thanks for the info much appreciated.

 

["EZ"]

I have Allstate in Georgia with $3000 extra personal belongings coverage and pay about $600 every 6 months for a 40' diesel pusher. I'm 58 with a clean driving record. Lots of variables to figure insurance rates.

 

[eZAK]

I've have no experience with class 'A's But you might want to try an RV club that offers discounts. I'm a Good Sam member.

 

[Msdpok]

Have a Freedom Elite and hold full coverage 100/300 everything included is listed! Safeco is a liberty mutual company

 

["EZ"]

Have a Freedom Elite and hold full coverage 100/300 everything included is listed! Safeco is a liberty mutual company

Is that for 6 months or 12 months coverage?

 

[Msdpok]

12 months

 

[Retired]

A large factor will be the value of your rig. A 20K Class A will not be near as expensive as a 100k Class A to insure.

Its hard to compare apples to apples when discussing insurance.

 

[TJ&LadyDi]

Its hard to compare apples to apples when discussing insurance.

Frequently, it is more like apples to radishes to walnuts!

TJ