Yikes! Did something I was sure I’d never do

[redbaron]

Well, I wouldn't say that the motorhome was flooded, but there was definitely water that found its way into a limited area of the sub-floor and then to the outside via open areas and other nooks and crannies. As I sit here I have no idea if our insurance has any "flood" coverage, but I'll be checking into it. Thanks.

In typical flood (stick and brick), no its not a flood. In terms of lower insulation and lower chassis areas, falling waters have flooded the area.

This is covered 100% of the time with any rv insurance, and is one of the highest risk categories for RVs that are parked.

 

[SilverFoxes]

I was the Chief of a small volunteer fire dept (retirement gig) and among many other issues, I inherited a 10 wheel 4000 gal tank truck (refered to as a Water Tender) with the oil pan and main caps on the front seat. One of the volunteers decided to change the oil and go for a test drive, lost all the oil due to his own negligence and lack of competence, and seized the motor (ISL). It was partially disassembled by a local shop, condemned, and towed back to the station where it sat until I took over. The fire board wanted me to file an insurance claim (something I was reluctant to do because “we” were at fault) and I didn’t think they would cover it. But they did. They paid over $14,000 after I assured them it was our fault. He said they had a clause for that - I’ll spare you the adjective, but sufice it to say, filing a claim, as to @redbaron’s suggestion, might be very worthwhile depending on your insurance company.

Regarding taking it to a Newmar dealer, I would guess that given how this happened there will be little or no hope of a warranty claim and the cost of having someone else do the “repairs” could be quite high, also as @redbaron suggested.

So….my advice would be to try the insurance route and look into any possibility of warranty work, and if that doesn't work out, do your best to dry out, decontaminate, and dehumidify the coach. To do this you will probably have to pull your fresh water tank among other things as it sits on a carpeted floor behind the wet bay control panel (comes out the other side) and an unaddressed accumulation of water there could indeed lead to mold and other nastiness.

But first things first, call your insurance agent. Keep us posted on how this transpires. There’s a lot of good experience and knowledge on this forum.

Interesting story, and good advice as brought up by @redbarron. Your Ventana must be configured much like our Kountry Star simply judging by your model, 3427. While I've been known, from time to time, to be handy with tools and my hands, many other experiences tell me that pulling the freshwater tank would be beyond my "handiness" level. Usually, when I think I'll suffice as the mechanic, those types of repairs become much worse before they get better. However, I do have a friend who lives on a 1980-something sailboat and has done many major repairs, replacements and upgrades, with little or no help. Unfortunately, he usually heads for northern locations the moment hurricane season starts here in Florida so he might not be able to help this time. In any case, it's good to know what I need to be looking for and aware of. Many thanks.

 

[SilverFoxes]

In typical flood (stick and brick), no its not a flood. In terms of lower insulation and lower chassis areas, falling waters have flooded the area.

This is covered 100% of the time with any rv insurance, and is one of the highest risk categories for RVs that are parked.

With that info I'm feeling a bit better about the possibility of insurance helping out. Thanks again!

 

[SilverFoxes]

In typical flood (stick and brick), no its not a flood. In terms of lower insulation and lower chassis areas, falling waters have flooded the area.

This is covered 100% of the time with any rv insurance, and is one of the highest risk categories for RVs that are parked.

Update - just filed a claim with our insurance company. It is covered despite it being my mistake. Adjuster will be contacting us Monday. Thanks again for the advice. Love this forum.

 

[redbaron]

Update - just filed a claim with our insurance company. It is covered despite it being my mistake. Adjuster will be contacting us Monday. Thanks again for the advice. Love this forum.

I would ask that you consider the fact that because it was an accident, you are covered.

If you did it on purpose, that would be another situation all together.

Think of house fires. Those done on accident are covered. Sometimes those done on purpose get caught and denied coverage.

I am glad there is at least a positive outcome for you.

 

[Boat Bum]

Thankfully, no solids.

Update - just filed a claim with our insurance company. It is covered despite it being my mistake.

Glad it wasn't a $hitty experience. You must have been heartbroken, being new and all; I'm glad things are turning around for you!

 

[SilverFoxes]

I would ask that you consider the fact that because it was an accident, you are covered.

If you did it on purpose, that would be another situation all together.

Think of house fires. Those done on accident are covered. Sometimes those done on purpose get caught and denied coverage.

I am glad there is at least a positive outcome for you.

A positive outcome remains to be seen. We'll be heartbroken if the coach was to be totaled. It was slightly used (a year old with only 4500 miles and in perfect condition, not to mention it being totally beautiful) so we saved huge dollars. The likelihood of being able to replace it with one of similar value isn't very high. Hopefully that won't be an issue.

At least we have no concerns about your first consideration.

 

[SilverFoxes]

Glad it wasn't a $hitty experience. You must have been heartbroken, being new and all; I'm glad things are turning around for you!

Thanks for the well wishes. And, yes, we'll be heartbroken if we have to replace it as I told @redbaron.

 

[Neal]

Only you can evaluate how bad the situation really is. If I could adequately clean, sanitize, replace anything needing to be replaced then I would do so and move on.

 

[SilverFoxes]

Only you can evaluate how bad the situation really is. If I could adequately clean, sanitize, replace anything needing to be replaced then I would do so and move on.

I couldn't agree more. I'm sure, though, that those tasks are far beyond my skill level, and i don't know how to find anyone to assist other than an RV service facility. And even then, we'd have no idea if any mold issue had been totally remediated, unless a thorough mold test could be performed and came back clean.

It's a worrisome situation and I can't stop beating myself up for being so careless, particularly because we're anything but newbies.