Question Insurance during storage

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Joined
Nov 3, 2019
Messages
394
Location
Florida
RV Year
2018
RV Make
Newmar
RV Model
CanyonStar
RV Length
39' 11"
TOW/TOAD
Demco KarKaddy 460SS and VW Passat
Recently I called my insurance company to discuss insurance premiums during prolonged storage. We typically maintain full coverage as we use the Coach most months of the year. With the current environment I decided to remove collision coverage, i.e. storage coverage only, as we are not going to be using the Coach for the foreseeable future, next several months. The savings is a considerable percentage on the overall premium. Does anyone else change coverage for periods of time?
 
Joined
Nov 2, 2019
Messages
2,363
Location
WA, MT or somewhere else!
RV Year
2018
RV Make
Newmar
RV Model
Mountain Aire 4047
RV Length
40'
TOW/TOAD
2014 Honda CR-V
We haven't. Even when stored, I will periodically take the coach out for a trip to the service shop, fuel station, detail shop, etc. Having to start/stop insurance coverage every time I want to do that becomes an inconvenience. We just consider having insurance a necessary expense and leave it at that.

TJ
 
Joined
Nov 3, 2019
Messages
530
Location
Fremont, California
RV Year
2017
RV Make
Newmar
RV Model
Dutch Star 4018
RV Length
40’
TOW/TOAD
Jeep Wrangler Sahara
I really can’t imagine doing this. What if you decide to take the coach out for a few days? Here you have this beautiful expensive equipment that you can’t use. I vote with TJ on this one....really a standard, necessary expense.
 
Joined
Nov 3, 2019
Messages
394
Location
Florida
RV Year
2018
RV Make
Newmar
RV Model
CanyonStar
RV Length
39' 11"
TOW/TOAD
Demco KarKaddy 460SS and VW Passat
Agreed, reinstating insurance collision is another step to take before moving the RV. This insurance reduction plan is in 30 day increments. I am fairly confident that the RV will not be driven on the road in the next 30 days. There is some maintenance to be done. So I will do that. By July I will probably change the insurance to full coverage if we are heading north to cooler climates.
 
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