- Joined
- Nov 3, 2019
- Messages
- 2,473
- RV Year
- 2022
- RV Make
- Newmar
- RV Model
- London Aire 4551
- RV Length
- 45
- Chassis
- Spartan
- TOW/TOAD
- 2020 Jeep Wrangler Unlimited Rubicon
If a single accident wipes out the rv, legally you cannot file the same claim with 2 companies. That is insurance fraud, unless both insurance are notified. That notification creates delays and finger pointing as to whose on first.
I am very familiar with this in the real estate world. Granted never dealt with it in automotive, but I can imagine it's identical.
In the real estate world it is done to cover loss of use/loss of income. There are limits to those policies that during the pandemic where tested. Those with dual coverage are still battling, while I was paid within months of claim. We had one property with dual coverage, but didn't exceed the upper limit, so only filed with one company and cancelled the other policy.
Do you have any first hand knowledge of a successful claim on two policies? I know you research this stuff more than most, so I am hoping to learn of a known accepted method for filling.
Obviously the case of Andrew is what is on my mind.
I am very familiar with this in the real estate world. Granted never dealt with it in automotive, but I can imagine it's identical.
In the real estate world it is done to cover loss of use/loss of income. There are limits to those policies that during the pandemic where tested. Those with dual coverage are still battling, while I was paid within months of claim. We had one property with dual coverage, but didn't exceed the upper limit, so only filed with one company and cancelled the other policy.
Do you have any first hand knowledge of a successful claim on two policies? I know you research this stuff more than most, so I am hoping to learn of a known accepted method for filling.
Obviously the case of Andrew is what is on my mind.