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I would definitely have Road Side Assistance and make sure there is a tow clause. A Good Sam Account is worth it if you use enough GS Parks. We don't use Harvest Host so I can't help you there. I have had to have our old coach towed and I am glad I had the coverage. Having to tow a Motor Home is expensive. Does Your Forester have a Spare? Lots of Motor Homes don't so if you have a flat in the middle of no where R S is a blessing.Heading out in a few days with an ambitious trip out west. We have a new to us 2018 Forester. Wondering whether the prevailing wisdom would recommend breakdown insurance, roadside assistance, and memberships such as Good Sam or Harvest Hosts. Is there value in these?