Card Limits for gas stations...

[Scooterfan]

When I fuel up at most service stations, it usually cuts off at $100.00 Well, as most of you know, that's not even half a tank ? So is it my banking relationships, or the service station, or some other policy that limits the purchase. At Costco, using my Costco Anywhere Card it cuts me off at $150.00 Now, what I have to do is re-boot and do it again to get to $200.00 Then maybe again to $300.00 if I'm low on fuel. It's a pain, but mostly I'd like to know why it happens and if it happens to you as well.

 

[AbdRahim]

I usually fuel at truck stops - Pilot/Flying J. I never go below half,but I know many gas stations have a $75 or $100 limit. It is probably to limit loss in the case of a drive-off. Crazy world we live in.

 

["EZ"]

Most gas stations do this. It's a pain in the butt for sure. Truck stops using the truck pumps is the answer.

 

[Neal]

Yep, gas stations I've been to do this, $95 or $100 unless you go in and pre-auth. As I have two CC's I'll just use both to fuel up. I haven't tried reusing the same card after a stop/closeout/redo.

 

[Scooterfan]

Thanks...good to know it's not just moi ?

 

[FL-JOE]

It works the other way also. We generally use one credit card. We can roll along for months without any issues. The CC company is used to us using it in different states at different times. Every once and awhile we will be on a long local motorcycle ride and I will get gas twice in a day, maybe $12 and $10 each time, then maybe we will be in another spot 75 miles away and have dinner. The next day our card will have a security hold on it. These small gas purchases freaks the CC companies out and makes them think someone stole your card.

 

[JRW-NAW]

If I'm not at a truck stop, I go in and pre-auth when I know I'm going over $100.

 

[High Desert]

I asked about this also and found out the nominal number for cutoff seems to be $75. Apparently, the station is allowed that amount from the credit card company for that amount in case of a drive off without paying.

 

[Joe Hogan]

This is precisely why we opted for the Flying J (Goodsam) program. No limit of fuel sales (so far). Just put in the Flying J card and pump away.
When we went to California, we couldn't get more than a 1/4 tank of fuel before switching to a different credit card when at a non Flying J station. Huge PIA.

I have been trying to get a Love's card as well but no luck to date.

 

[osuallen]

Yep, gas stations I've been to do this, $95 or $100 unless you go in and pre-auth. As I have two CC's I'll just use both to fuel up. I haven't tried reusing the same card after a stop/closeout/redo.

Most times my main CC will allow me to do the second round, but almost always balks at a 3rd, so I pull out my backup card on those occasions.

 

[Kevin D Pem]

Yep, gas stations I've been to do this, $95 or $100 unless you go in and pre-auth. As I have two CC's I'll just use both to fuel up. I haven't tried reusing the same card after a stop/closeout/redo.

Neal you can use the same card.

 

[K6NCX]

I usually fuel at truck stops - Pilot/Flying J. I never go below half,but I know many gas stations have a $75 or $100 limit. It is probably to limit loss in the case of a drive-off. Crazy world we live in.

Same issue at Loves, Flyng J, Pilot - at least at gas pumps.

 

[K6NCX]

When I fuel up at most service stations, it usually cuts off at $100.00 Well, as most of you know, that's not even half a tank ? So is it my banking relationships, or the service station, or some other policy that limits the purchase. At Costco, using my Costco Anywhere Card it cuts me off at $150.00 Now, what I have to do is re-boot and do it again to get to $200.00 Then maybe again to $300.00 if I'm low on fuel. It's a pain, but mostly I'd like to know why it happens and if it happens to you as well.

Yeah, it's an old issue. I've watched it go up from $50 to $75 to now (a lot of places) $100. Stations say it's the card issuing bank. Banks say it's the station. I suspect it's the stations' banks.

I'm surprised to see people saying tthey are able to use the same card again. We've never been able to. We usually use two card for a fillup, occasionally three. And yes, it can be avoided (at least usually) by going in and telling them to authorize $200, but I've had some places tell me that that they'll charge me the full authorized amount even if I take less.

 

[Kevin D Pem]

Yeah, it's an old issue. I've watched it go up from $50 to $75 to now (a lot of places) $100. Stations say it's the card issuing bank. Banks say it's the station. I suspect it's the stations' banks.

I'm surprised to see people saying tthey are able to use the same card again. We've never been able to. We usually use two card for a fillup, occasionally three. And yes, it can be avoided (at least usually) by going in and telling them to authorize $200, but I've had some places tell me that that they'll charge me the full authorized amount even if I take less.

You can use the same card, been doing it for over 10 years.

 

[LikinRvin]

We use a commercial fuel card (CFN and PacificPride). The requirements to get an account are usually pretty low and you don't have to fight with retail gas stations and can fuel at truck stops and other roomy stations designed for RV's and trucks.

 

[J&JD]

We use a commercial fuel card (CFN and PacificPride). The requirements to get an account are usually pretty low and you don't have to fight with retail gas stations and can fuel at truck stops and other roomy stations designed for RV's and trucks.

I’ve used CFN for years and really like being able to use hidden away card lock stations that are 18 wheel friendly. Their app allows you to plan stops along your route. The only drawback is at many of the card locks you don’t know the price per gallon. The card, however, may be used at regular stations you can find using the app.
For diesel users the EFS card used at TA centers is WAY cheaper.

us diesel users

 

[Hillman]

Does it matter if you're using Debit or Credit?

 

[sheridany]

It’s important to understand how the transactions are processed because they are different. This is an accurate description. It’s a long read but helpful in understanding how they work.

How Does Debit Card Processing Work? - NerdWallet

Use our guide to learn how debit card processing works, what types of fees you'll face and more.

www.fundera.com

 

[GeoKat]

I’ve noticed a $75 cut off some places. It really throws off the planning part of the trip. I like to fuel up before hooking up and leaving a spot. One less thing to worry about, low hanging awnings and how much traffic is going to be around. I’ve also learned my setup attracts people with outstretched hands. I don’t mind helping a person in need but I’d rather do the approaching myself.

 

[Kevin D Pem]

I’ve noticed a $75 cut off some places. It really throws off the planning part of the trip. I like to fuel up before hooking up and leaving a spot. One less thing to worry about, low hanging awnings and how much traffic is going to be around. I’ve also learned my setup attracts people with outstretched hands. I don’t mind helping a person in need but I’d rather do the approaching myself.

Try inserting the card a second time, works for me.

Yah, a couple phrase comes to mind:

Man it's like they saw me coming!
and
Like fly's to stink.