Gone and done it . . .

[MemoriesByTheMile]

As a stand alone policy on an RV of that value, seems close to what we have seen as full-timers (actually seen a bunch higher when adding in personal liability that usually is part of home-owners).

Our experience has been RV is much better when bundled with homeowners and auto. Home owner, RV and auto is less than just full-time RV and Auto.

Our current provider is Nationwide for the bundle.

 

[marc2912]

So the reality of it all starts to sink in. Called my insurance agent for a quote. Let's just say, I wasn't all that impressed. But maybe that's the going cost these days.

This is my current coverage

and I'm at $2952.07 with Nationwide.

I pay lower because I have home, auto and umbrella through them.

 

[marc2912]

You gotta put oil in them?

Not if you don't plan to drive it.

 

[Neal]

ASK and make sure you have windshield replacement (glass) coverage. Mine did not until I asked and it was added. It costs 4-5 drones to replace the windshield!

+1 on what @sheridany told you, that's who I use as well, they are good. Your quote is not much more than what I'm paying, would you like to pay for my airplane insurance for a year? That may help you feel better!

 

[marc2912]

ASK and make sure you have windshield replacement (glass) coverage. Mine did not until I asked and it was added. It costs 4-5 drones to replace the windshield!

+1 on what @sheridany told you, that's who I use as well, they are good. Your quote is not much more than what I'm paying, would you like to pay for my airplane insurance for a year? That may help you feel better!

Oh so I actually just asked last week and was told I had full glass on mine which I remember asking for. The agent told me that ALL windows are covered. Does that sound even possible?? I thought it was only glass for the driving cab area? I have a bunch of busted seals on some window, does anyone know if that would be covered?

 

[Neal]

The agent told me that ALL windows are covered. Does that sound even possible?? I thought it was only glass for the driving cab area? I have a bunch of busted seals on some window, does anyone know if that would be covered?

A good candidate for a new thread so the topic is available for others to learn from about insurance and glass coverage.

 

[marc2912]

A good candidate for a new thread so the topic is available for others to learn from about insurance and glass coverage.

Moving it...

 

[Rich W.]

Not sure what “other than collision” covers and/or excludes but at $2000/year you might find that you can go self insured on that part and just try not to bang it up. That may include your windshield, but in two years you would have spend enough on that coverage to pay for one yourself. So, something to look into. Also your deductibles are low and that makes a big difference in coverage cost.

 

[Jim]

So here's an interesting and undesired update. My agent tried to print the application and got an "underwriting Error" from Foremost. Apparently Newmar London Aire Motorhomes are being flagged because of High Claims and for the fact that they are very expensive to fix when they are in an accident.

So Formost will not give us full coverage. She checked with National General and Progressive and again, they will not insure with full coverage either.

Auto Owners will issue full coverage, but it's a $1,000 more than the quote above, and that's if you pay the entire amount at one time. So now, coverage is worming its way on up to $5,124.44 a year.

I better not wait too long! The way this is going, I might not be able to even get insurance tomorrow.

 

[Jim]

Final update.

Changing the Comprehensive deductible from $250 up to $1,000, saves me almost $1,200 a year. So the insurance scramble has ended and the winning bid is $3,839.45 a year, with a $1,000 deductible.

Funny how I'm feeling like I won the lottery and still have to pay $4K a year. lol

 

[Jim]

would you like to pay for my airplane insurance for a year? That may help you feel better!

Oh lord no!

 

[DHudson]

Nice coach - Congrats Jim!!
If you haven't already done so, get the VIN and contact Newmar CS and ask for the build sheet for that coach. That will tell you everything about the coach.

I did that and got it for my 2000 Dutch Star!

 

[FLSteve]

You might try Ron.

Ronald L. Jarvie
Certified Insurance Counselor
Overland Insurance Services
Phone: 480-994-9584 or 800-677-4027
Fax: 480-994-0448 or 800-468-1158

www.rvins.com * [email protected]

@Jim ... Ron has also handled our coach insurance for the past 6 years or so as well. If not too late, it might be worth checking with him.

FLSteve

 

[Neal]

@Jim when is delivery? Where are our pictures of that event? Is Trish going to take pictures of you driving it from the drone?

 

[Jim]

@Jim when is delivery? Where are our pictures of that event? Is Trish going to take pictures of you driving it from the drone?

Before I pick it up, the dealership is doing a full detail and Freightliner is going to do the yearly service. Also, there was a broken tile on the side of the full wall slide. That was concerning as, from what I've been told, that is a common sign of the FWS issue that 2016 & 2017 London Aire's suffered
from. (Other models as well.)

This particular coach has already had the "fix" at the factory, but it was still concerning and a Newmar rep came out and looked at it. He took some pictures and sent them back to Newmar for their opinion.

So right now, I don't know if the tile was broken before the repair, and just not replaced, or if the tile has broken again because on an additional problem.

If it turns out there is a problem, then the coach will need to go to the mother ship for repair before I pick it up. So right now, I'm in limbo. I get updates on the progress, but don't expect to hear anything more until Monday.

When the time comes, I'll fly out and make the return trip solo. Trish is nursing our older German Shepherd, (12 years old) and there is no way for him to travel at this time.

 

[sheridany]

@Jim where is there?

 

[Neal]

The full wall slide and breaking tile is an issue that still goes on today with HWH hydraulic slides. It could be a solenoid or hydraulic issue, from what I've heard.

 

[Jim]

@Jim where is there?

Chase Steinbring
Steinbring Motorcoach
www.steinbring.com
7390 Co Rd 82 - PO Box 160
Garfield, MN 56332
Phone: 320-834-6333
Fax: 320-834-6334

 

[sheridany]

Right in the heart of @Neal winter wonderland. If he sends you a coach warming gift of autosocks return to sender. I repeat return to sender.

 

[Neal]

Nah, I already got his new coach warming gift. It's gift wrapped:

https://www.amazon.com/dp/B08PK3M23D/?tag=rvf01-20